Our Loan Services

We offer a complete range of loan products with the lowest interest rates from 125+ banking partners across Gujarat. Serving since 2005.

Home Loan

Make your dream home a reality with affordable home loans starting at 8.5% p.a. Up to 90% financing from top banks.

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Personal Loan

Instant personal loans for any purpose — wedding, travel, medical, or education. No collateral, disbursement within 24 hours.

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Business Loan

Fuel your business growth with competitive business loans. Quick approval, flexible repayment terms, minimal documentation.

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Project Loan

Comprehensive project financing for builders and developers. Customized loan structures for large-scale ventures.

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Mortgage Loan

Unlock the value of your property with Loan Against Property. Get up to 70% of your property value at competitive rates.

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Balance Transfer

Transfer your existing loan to a lower interest rate bank and save lakhs on your total interest outgo.

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Structured & Low CIBIL

Specializing in low CIBIL and structured income cases. We help you get loans even when banks say no.

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Working Capital Finance

Manage your day-to-day business operations with flexible working capital financing — OD, CC, and invoice finance.

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Machinery Loan

Finance new or used machinery and equipment. Up to 90% funding for manufacturing and SMEs with tenure up to 10 years.

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Invoice Financing & Bill Discounting

Unlock cash from unpaid invoices. Get up to 90% advance on B2B invoices within 24–72 hours. No collateral required.

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Import Export Finance

Letters of Credit, Bank Guarantees, Buyer's Credit, Packing Credit and Export Bill Discounting for global trade.

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GST Overdraft Loan

Revolving credit line based on GST returns. 20–30% of annual turnover, pay interest only on utilized amount.

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Dropline Overdraft Loan

Flexible OD with auto-reducing limit. Optimize working capital cost. Available secured and unsecured.

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CGTMSE MSME Loan

Collateral-free MSME loans up to ₹5 Crore under Government of India CGTMSE scheme. Govt guarantee cover up to 85%.

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Hybrid MSME Loan

Term loan + working capital + cash credit combined in one facility. Multi-purpose, optimized cost for growing MSMEs.

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Builder Construction Finance

Stage-wise construction loans for real estate developers. Finance residential, commercial and mixed-use projects.

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Builder Inventory Finance

Unlock capital from unsold flats and units. Loan up to 50–60% of inventory value to improve liquidity.

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Compare Our Loan Products

Find the right loan that fits your needs and budget.

FeatureHomePersonalBusinessMortgageProject
Interest Rate8.5%+10.99%+10.5%+9.0%+10.0%+
Max Tenure30 Yrs5 Yrs5 Yrs15 Yrs10 Yrs
Max Amount₹5Cr₹25L₹50L₹3Cr₹50Cr
CollateralPropertyNoOptionalPropertyProject
Approval5-7 days24 hours2-3 days3-5 days7-14 days

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